Regulation
Which vessels meet the length threshold?
MSQ's published rule applies to ships over 15 metres. Exactly 15 metres is outside this length threshold; 15.01 metres is over it. Use MSQ's hull-length definition, which excludes specified appendages, rather than a marketing model length.
Published insurance limits
| Ship category | Published minimum |
|---|---|
| Recreational: over 15m, under 35m | $250,000 pollution; $10 million salvage and wreck removal |
| Commercial or other Queensland-regulated ship: over 15m, under 35m | $500,000 pollution; $10 million salvage and wreck removal |
| 35m or longer | $10 million cover for pollution, salvage and wreck removal |
Certificate and voyage checks
- The rule also affects visiting ships in Queensland coastal waters.
- Confirm the policy and current certificate show the required cover.
- Keep the current insurance certificate on board.
- Ask MSQ directly about classification or a possible exemption; do not assume one applies.
What this rule does not establish
Meeting these limits does not establish comprehensive hull cover or satisfaction of every marina agreement, operating rule or policy condition. A vessel below this threshold can still have other insurance obligations. Confirm your precise situation with MSQ and the insurer.
Related guides
- Boat Insurance Requirements Finder Australia
- Boat Insurance Requirements by State and Territory
- Interstate Yacht Cruising Insurance Checklist
- Domestic Commercial Vessels and Yacht Insurance
- Catamaran Capsize, Salvage and Wreck Removal Insurance
General information onlyThe information on sailboatinsurance.com.au is general educational information only. It may be wrong, incomplete or out of date, and you should not rely on it as a substitute for the current policy documents or professional advice. It does not take into account your objectives, financial situation or needs and is not personal financial product advice. Insurance cover depends on the actual policy wording, Product Disclosure Statement, certificate of insurance, endorsements, exclusions, limits, sub-limits and underwriting decisions that apply to your vessel. Always read the current policy documents before buying, renewing or changing cover. For legal, financial or insurance advice about your own circumstances, consider speaking with an appropriately licensed professional.