Yacht Berth, Mooring and Storage Insurance Guides

Guides

Choose the decision you need to make

A location description should explain how the yacht is kept, who has custody and who can respond to a problem. Keep permission to use a facility separate from physical suitability and insurer acceptance. Review any contract obligations instead of assuming a contractor’s insurance replaces the yacht policy. When dates, locations or inspection arrangements change, record the revised facts and obtain any required confirmation. Do not present a planned inspection as one already completed.

• Mooring Contractor Records for Yacht Insurance — Check what a mooring inspection record actually covers before submitting it to a yacht insurer.
• Using a Borrowed Mooring: Yacht Insurance — Check yacht insurance before using another owner's mooring, including permission, suitability and inspection evidence.
• Rafting Up Alongside Another Yacht: Insurance — Review yacht insurance questions for planned raft-ups, including damage, responsibility and event arrangements.
• Yacht Insurance at a Private Jetty — Describe a private jetty accurately when arranging yacht cover, including access, exposure and inspection arrangements.
• Tidal and Drying Berths: Yacht Insurance Checks — Explain normal tidal grounding or drying arrangements when seeking yacht insurance for a berth.
• Berth Abrasion and Fender Damage: Yacht Insurance — Distinguish gradual rubbing from a specific berth incident when documenting yacht damage.
• Yacht Damaged by an Unattended Neighbouring Boat — Collect evidence and notify the right parties when another berthed vessel damages your yacht.
• Marina-Directed Yacht Relocation and Insurance — Check insurance when a marina asks a yacht to move temporarily for weather, works or berth management.
• Yacht Cradle and Hardstand Damage Insurance — Clarify yacht, cradle and contractor responsibilities during a hardstand storage period.
• Unattended Yacht Storage: Inspection Records — Create a useful inspection record for a stored yacht without assuming occasional visits guarantee cover.

Use the guides with your own documents

Start with the question closest to the decision in front of you. Gather the records identified in that guide and separate known facts from missing information. The worked example illustrates how to frame an enquiry; it does not report an actual claim or guarantee the outcome. Keep any written response with the policy version and facts to which it applies.

Related guides

• Yacht Insurance Guides: Models, Ownership and Claims
• Marina Berth Boat Insurance Australia
• Swing Mooring Boat Insurance Australia
• Hardstand and Dry Storage Boat Insurance
• Boat Insurance Requirements Finder Australia