Guides
Tender cover away from the insured yacht
You leave the dinghy at a public jetty while buying supplies. The outboard is attached, but a portable fuel tank and handheld radio are inside. A question about theft of the dinghy alone does not establish how those other items would be treated.
Tender storage and security evidence
- Tender hull and outboard serial numbers
- Purchase receipts and current photographs
- The actual locking and storage arrangement
- Where the tender will be used and left unattended
Keep the original documents as well as a readable summary. Use filenames that identify the vessel, date and subject so another owner, skipper or assessor can follow the record. Store an offline copy of the current certificate and emergency contact details for use when connectivity is poor.
Confirming detached tender cover
Start with the related detailed guide, then describe your actual scenario to the insurer or broker. Ask them to identify the applicable wording and any action required before you proceed. Keep the question and response together; a general product brochure cannot resolve a vessel-specific condition.
Frequently asked questions
Does listing the tender remove theft conditions?
No assumption should be made from the equipment list alone. Read the theft, security, unattended property and territorial wording. Ask how those terms apply to the way you actually use the tender, including leaving it away from the yacht.
Which documents should I read together?
Read the current Product Disclosure Statement with the policy schedule, certificate and any endorsements. Check that you have the version applying to your cover period. Your own document set is the starting point for a specific coverage question; this guide supplies a preparation method rather than a promise of cover.