Guides
Cover when sailing resumes after lay-up
A yacht is stored ashore for winter and relaunched early when a berth becomes available. The booked launch date now falls inside the declared lay-up period. Ask about launch, commissioning and the first passage before the lift is booked, including any inspection requirements.
Recommissioning and maintenance evidence
- Declared lay-up dates and storage location
- Launch booking and intended first voyage
- Work completed during storage and outstanding defects
- Written confirmation of resumed use and any conditions
Keep the original documents as well as a readable summary. Use filenames that identify the vessel, date and subject so another owner, skipper or assessor can follow the record. Store an offline copy of the current certificate and emergency contact details for use when connectivity is poor.
Confirming the end of lay-up restrictions
Start with the related detailed guide, then describe your actual scenario to the insurer or broker. Ask them to identify the applicable wording and any action required before you proceed. Keep the question and response together; a general product brochure cannot resolve a vessel-specific condition.
Frequently asked questions
Is a short test sail different from normal sailing?
It may still be use outside the agreed lay-up terms. Describe the commissioning trip, who will be aboard and where it will take place. Ask whether approval is needed even when the trip is only to test equipment.
Which documents should I read together?
Read the current Product Disclosure Statement with the policy schedule, certificate and any endorsements. Check that you have the version applying to your cover period. Your own document set is the starting point for a specific coverage question; this guide supplies a preparation method rather than a promise of cover.