Jeanneau Sun Odyssey 349 Insurance Australia

Vessels

The insurance decision

A used Sun Odyssey 349 submission should identify its actual configuration and history. Do not substitute information for the later 350 simply because the models are related in the manufacturer's range. Record the keel arrangement, propulsion, steering and owner alterations from the yacht's own documents, then reconcile any differences with the sale listing.

What to clarify before relying on cover

If the berth or sailing area has depth constraints, give the insurer accurate details without turning the enquiry into a claim that grounding is inevitable. Ask about survey recommendations and any restrictions while remedial work remains incomplete. A seller's description of normal wear is not an underwriting decision.

Practical preparation

Treat a discrepancy between survey and advertisement as a question to resolve, not a choice between two convenient figures. Ask which document is based on the actual boat. Keep the corrected specification with the quote brief so future renewals do not reintroduce an error from an older listing.

349 identification rather than 350 brochure
Confirmed keel configuration
Survey findings and repair evidence

Worked example

A buyer notices that the broker listing and survey state different draft figures. The buyer resolves the configuration from the vessel records before submitting the berth details and asking for insurance terms.

Put the decision in context

For a model-specific enquiry, use the yacht’s own records to establish its configuration. Brochures identify design context but may describe a different year, version or option package. Keep hull identification, build year, inventory and survey together. Compare quotations using the same value, berth, operators and use; otherwise a premium difference can conceal different assumptions. Ask for the final schedule and any endorsements, and check them against the facts supplied before relying on the cover.

Continue with Jeanneau, Hanse and Bavaria Model Insurance Guides for related decisions, or use the yacht insurance guide library to find another topic.

Prepare a clear insurance enquiry

Record the facts you can support, the evidence still missing and the precise decision you need. Keep the response beside the relevant policy document.

Build a quote checklist

Frequently asked questions

Is a Sun Odyssey 350 quotation suitable for a 349?

No. Use the correct model and hull details. Similar naming does not make the construction, equipment, value or history interchangeable.

Can this model guide provide a reliable insurance premium?

No. Pricing and acceptance require the actual yacht’s value, condition, location, operators and use. Request current terms and compare exclusions, excesses and outstanding conditions alongside the premium.

Sources and limits

The official links below provide policy or manufacturer context. The preparation notes and scenarios are editorial guidance, not quotations from those sources. No model specification establishes insurance cover; check the documents applying to your own circumstances.

Sources

General information onlyThe information on sailboatinsurance.com.au is general educational information only. It may be wrong, incomplete or out of date, and you should not rely on it as a substitute for the current policy documents or professional advice. It does not take into account your objectives, financial situation or needs and is not personal financial product advice. Insurance cover depends on the actual policy wording, Product Disclosure Statement, certificate of insurance, endorsements, exclusions, limits, sub-limits and underwriting decisions that apply to your vessel. Always read the current policy documents before buying, renewing or changing cover. For legal, financial or insurance advice about your own circumstances, consider speaking with an appropriately licensed professional.