Guides
Recording the sequence of a boat collision
After a collision, one crew member remembers the time and another has photographs. Put the original records in order, identify their sources and note uncertainty where accounts differ. Do not edit images to make them more persuasive or guess a precise time that you cannot establish.
Dated photographs, witnesses and communications
- Time-stamped photos and original files
- Position, vessel movements and relevant weather records
- Witness names and independent accounts
- Calls, temporary measures and subsequent inspection findings
Keep the original documents as well as a readable summary. Use filenames that identify the vessel, date and subject so another owner, skipper or assessor can follow the record. Store an offline copy of the current certificate and emergency contact details for use when connectivity is poor.
Clarifying disputed collision evidence
Start with the related detailed guide, then describe your actual scenario to the insurer or broker. Ask them to identify the applicable wording and any action required before you proceed. Keep the question and response together; a general product brochure cannot resolve a vessel-specific condition.
Frequently asked questions
Should I state who was at fault?
Describe the facts you know and label opinions or information from others. Avoid agreeing liability or a settlement without speaking to the insurer. Legal responsibility and policy cover need assessment rather than a confident guess in the first notification.
Which documents should I read together?
Read the current Product Disclosure Statement with the policy schedule, certificate and any endorsements. Check that you have the version applying to your cover period. Your own document set is the starting point for a specific coverage question; this guide supplies a preparation method rather than a promise of cover.